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A cross-currency swap is a hedging instrument used to manage exchange rate and interest rate risk by exchanging the principal and interest of two different non-major foreign currencies in order to lock in a currency exchange rate at a future point in time.
The three major international credit rating agencies are Standard & Poor's Global Ratings Services, Moody's Investors Service, and Value Credit Ratings, which are independent organizations that provide credit rating services to investors, creditors, and market participants.